Credit Management Techniques In Agricultural Co-operative Bank

A Case Study Of Nacrdb Enugu

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Abstract

This project is written to be useful to all who are interested in co-operative organizations, banks and the general public.
This is to reveal the process of effective management of credit in Co-operative Agricultural Bank in Enugu. In this project, one finds out the means of which this Nigeria Agricultural Co-operative and Rural Development Bank grants loans to public. For example, critical examining showed that NACRDB grants two broad categories of loans namely: micro and macro. At the macro level, only agricultural projects like agro processing, marketing, production, etc are considered. While non-agricultural projects financed under micro include artisans such as vulcanisers, road side mechanics, barbing, hair dressing saloons etc.
Factors militating against effective credit management in Agricultural Co-operative Banks in Enugu were revealed both economical and political.
The method use in collecting data for this project is presented in tables and analysed using simple percentage rating. Much recommendations on the way/ways of improving co-operative credit management is critically highlighted.

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Keywords:
Credit Management, Credit Management Techniques, Agricultural Finance
Research Guidelines

The abstract section provides a concise summary of the Credit Management Techniques In Agricultural Co-operative Bank, including the issue statement, methodology, findings, and conclusion

The introduction section introduces the Credit Management Techniques In Agricultural Co-operative Bank by offering background information, stating the problem, aims, research questions or hypotheses, and the significance of the research

The literature review section presents a review of related literature that supports the current research on the Credit Management Techniques In Agricultural Co-operative Bank, systematically identifying documents with relevant analyzed information to help the researcher understand existing knowledge, identify gaps, and outline research strategies, procedures, instruments, and their outcomes

The conclusion section of the Credit Management Techniques In Agricultural Co-operative Bank summarizes the key findings, examines their significance, and may make recommendations or identify areas for future research

References section lists out all the sources cited throughout the Credit Management Techniques In Agricultural Co-operative Bank, formatted according to a specific citation style

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