Credit Creation And Management In Commercial Banks

A Case study of union bank of nigeria, Ogui road enugu

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Abstract

The topic of this project is credit creation and management in Nigerian commercial books. The purpose of the study is to examine the impact of policies issued or introduced into the banking system.
The research outline covered the following points, revenue generation as a principal objective of bank lending, inefficient management of loan portfolio a fundamental problem of distressed banks. Loan/deposit ratio as it affects’ liquidity position of banks and the impact of prudential guideline.
Questionnaire was use in data collection using the random sampling method. The chi-square statistic was use in testing the hypothesis.
The finding were that level classified loans as bad or doubtful is still height though prudential guidelines reduce the profit of banks’ it increased value of the banks assets.
The recommendation is for the banks have an effective and efficient loan monitoring and recovery unit in place.

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Keywords:
Credit Management, Credit Creation, Commercial Bank
Research Guidelines

Abstract should provide a concise summary of the Credit Creation And Management In Commercial Banks, including the issue statement, methodology, findings, and conclusion.

Introduction should introduce the Credit Creation And Management In Commercial Banks by offering background information, stating the problem, aims, research questions or hypotheses, and the significance of the research.

Literature review should present a review of related literature that supports the current research on the Credit Creation And Management In Commercial Banks, systematically identifying documents with relevant analyzed information to help the researcher understand existing knowledge, identify gaps, and outline research strategies, procedures, instruments, and their outcomes.

References section should list out all the sources cited throughout the Credit Creation And Management In Commercial Banks, formatted according to a specific citation style.

Others are table of contents, methodology, results, discussion, conclusion, etc…

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