Commercial Banks Lending Practices And The Incidence Of Bad Debt In Nigeria

Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad […]

Credit extension is an essential function of banks and bank management strive to satisfy the legitimate credit needs of the community it tends to serve. This study is aimed at analysing the credit management in the banking industry in Nigeria with particular reference to first Bank of Nigeria PLC. The importance of credit in the economic […]

The aim of this research work is to appraise “The impact of credit management on the profitability of a manufacturing firm focused on Unilever Nigeria Plc Aba”. This is because; trade credit is a short term source of finance and sometimes take the form of bills payable. The statement problem of this research banks about the poor level of […]

The aim of writing this project is to explain the problem and difficulties being face by banks as a result of bank failure with specific reference to banks. To achieve this aim the research work has been classified under five chapters. The first chapter deals with the introduction statement of problems, objectives of the study, purpose o […]

The growing case of classified debts and the increasing trend in the yearly provisions for bad and doubtful debts in commercial banks suggest that there may be errors in the administration of credit by the commercial banks in Nigeria. With this background, the leading policies of the credit management in a typical commercial bank the Uni […]

The major purpose of this study was to determine the analysis of credit management techniques in the Nigerian banking system. The population of the study consisted of staff from the three selected banks in Imo State; the sample for the study was 45 staff out of 60, which was drawn using simple random sampling. Two hypothesis were formula […]

The objective of this study was to explore the possible banking inspection as an aid to effective bank management with particular reference to UBA Plc Enugu. To guide this research, the following eight research questions were formulated as thus What are the control measures against the bad debt in the bank being achieved? To what extent […]