Credit Risk Modelling Techniques For Life Insurers

This study was intended to study credit risk modeling techniques for life insurers. This study was guided by the following objectives; to know the best techniques of credit risk modeling for life insurers. To examine the impact of credit risks on life insurers. To examine the benefits of credit to life insurer. To examine the relationship between credit and performance of insurers. To know if credit facilities are readily made available to insurers.
The study employed the descriptive and explanatory design; questionnaires in addition to library research were applied in order to collect data. Primary data sources were used and data was analyzed using the chi-square statistical tool at 5% level of significance which was presented in frequency tables and percentage. The respondents under the study were 32 employees of the African Alliance Insurance company, Abuja.
The study findings revealed that credit risks taken by insurance companies are high, credit risks negatively affect insurance institutions; based on the findings from the study, efforts should be made by the Nigerian government and stakeholders in ensuring a less risk model when it comes to credit facilities

Abstract

Chapter one
Introduction
1.1. Background of the study
1.2. Statement of the problem
1.3. Research questions
1.4. Aims and objectives of the study
1.5. Significance of the study

Chapter two
Review of related literature
2.1. Introduction
2.2. Theoretical framework
2.3. Economics and financial literature
2.3. Industry literature
2.3. Empirical review

Chapter three
Research methodology
3.1. Research design
3.2. Population of the study
3.3. Sample and sampling technique
3.4. Research instrument
3.5. Validity of instrument
3.6. Method of data collection

Chapter four
Analysis of data and discussion of results

Chapter five
Summary, conclusion and recommendation
5.1. Summary
5.2. Recommendation
5.3. Conclusion
Reference
Appendix

• Effect Of Credit Risk Management On Firm Financial Performance:
• Credit Risk Management And The Profitability And Liquidity Of Money Deposit Banks
• Impact Of Managerial Risk On Credit Facilities Of Commercial Banks
• Impact Of Credit Risk On Financial Performance Of Deposit Money Banks In Nigeria
• Credit Risk Management And Deposit Money Bank Performance In Nigeria
• Credit Risk Management And Banks Profitability In Nigeria
• Effect Of Credit Risk On The Performance Of Nigerian Banks

• Insurance / Actuarial Science Project Topics and Materials