146 Pages
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11,954 Words
1.1 INTRODUCTION Management should be particularly interested in knowing the financial strengths of the firm to make their best use and to be able to spot out the financial weakness of the firm to take suitable corrective actions. Thus, Economic analysis is the starting point for making plans, before using any sophisticated forecasting and budgeting procedures. The strength and weakness of the firm need to be understood, so that the fi […]
121 Pages
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13,426 Words
BACKGROUND OF THE STUDY There had been administrative control on the nation’s interest rates until July 31, 1987 when, in consonance with the spirit of the structural Adjustment programme (SAP) of the Federal Government the Central Bank of Nigeria issued a circular on interest rates bordering on the deregulation of this financial sector of the economy. As a signal to the direction, the Central Bank wanted the interest rate to go, the m […]
96 Pages
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10,840 Words
An overview of risk associated with bank loading in the banking sector is a topic Chosen from the financial field. The purpose of this research work is to identify the factors and effect of risk in the financial institutions with special reference to banks. This research work will expose us to: 1. Find out the extent to which risk of lending constituted major problems. 2. find out the extent to which risk is associated with lending in […]
132 Pages
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18,298 Words
Commercial bank are profit-making venture and as such they share with other business the same set of expectation concerning the health of the economy. It is in the light of this that they make loans available to borrowers on interest, which is a source of profit to them. Along side the growth of the credit sector is the growth of the bad debt among other to poor credit management. The hallmark bank limited like most other bank has reco […]
69 Pages
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9,414 Words
Commercial banks perform numerous functions. One of the most profitable investments of the commercial banks is granting of loans and advances to those customers that need such including business organization as loans are always needed to enhance profitability of such organization and help them execute such projects, which their capital cannot finance. These are factors, which banks do consider before granting such loans. The research w […]
81 Pages
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11,206 Words
This research project was centered on appraising the investment and lending activities of commercial banks in Nigeria, in using Diamond bank plc and Afribank Plc as a case study. The overriding objectives were to ascertain the level of reconciliation between profit maximization objective and adequate liquidity, the relationship that exist between deposit level and profit level and the effect of monetary and fiscal policies on investmen […]
32 Pages
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10,057 Words
This research work examined the relevance of financial ratio analysis in the appraisal of small scale business with particular reference to Mr. Biggs fast food in cross river state. The study examined the establishing of the extent to which accounting ratio can be used to interpret accounting records of small scale business, finding and analysing the meaning of financial ratio analysis to the researcher knowledge and understanding of f […]